If you have recently been arrested for DUI in San Diego or elsewhere in California, you may be worried about how it will affect your auto insurance costs. Many people ask, “Will a DUI raise my insurance rates in California?” The answer is almost always yes. A DUI conviction can have serious consequences for your driver’s license, criminal record, and insurance premiums. You may also be required to file an SR-22 form to reinstate or maintain your driving privileges. This article explains how a DUI, also known as DWI, impacts your insurance, what the SR-22 means, and the steps you can take after a DUI arrest in California.
How a DUI Affects Your Insurance Rates in California
A DUI conviction in California is reported to the Department of Motor Vehicles (DMV) and becomes part of your driving record. Insurance companies routinely review DMV records when determining your risk profile. Once an insurer discovers a DUI conviction, your policy will be considered high-risk, resulting in a significant increase in your premiums.
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